EMI Calculator

Our EMI (Equated Monthly Installment) Calculator is a simple yet powerful tool designed to help you understand and plan your loan repayments with ease. Whether you’re planning to take a home loan, car loan, education loan, or personal loan, this calculator gives you a clear picture of how much you’ll need to pay every month.

What This Calculator Does

• Calculates EMI Instantly: Enter the loan amount, interest rate, and tenure, and the calculator will instantly show your monthly EMI.
• Breaks Down EMI Structure: It visually breaks your EMI into principal and interest components, so you know where your money is going.
• Generates Amortization Schedule: See a detailed year-wise (or month-wise) schedule of how your loan will be repaid over time.
• Export Option: Download the EMI breakup as PDF or Excel for your records, planning, or submitting to your loan officer.
• Interactive Graph: A pie chart helps you visualize the proportion of principal vs. interest in your total repayment.

How It Helps You

• Budgeting Made Easy: Know your monthly outflow in advance. Whether you’re salaried or self-employed, this tool helps you plan your budget smartly so EMIs don’t disrupt your lifestyle.
• Compare Loan Offers: Planning to take a loan? Use this tool to compare EMIs from different banks by changing the interest rate or tenure and see what fits your budget better.
• Understand Loan Impact: By analyzing the total interest payable and the timeline, you can make better decisions—maybe opt for a shorter tenure or negotiate for a lower interest rate.
• Transparency & Confidence: Say goodbye to loan confusion. With complete visibility on your EMI schedule, you’ll feel more in control and confident when taking any financial decision.

Ideal For:

• Home buyers calculating home loan EMIs
• Car buyers planning auto loans
• Students or parents planning education loans
• Small business owners managing personal/business loans
• Anyone who wants to save more and borrow smarter